for No Medical underwriting
• Does not have a personal history of heart disease, stroke, cancer or diabetes.
• Does not have a family history of two or more family members, diagnosed under age 50, with heart disease, stroke, cancer, diabetes.
• Does not have three or more driving infractions within the last 24 months or have been charged with driving while impaired in the past 10 years.
• Has not been diagnosed with high blood pressure or elevated cholesterol prior to age 40.
* NO MEDICAL FOR INSUREDS AGED 18-40